Payment Calculator


Payment Details

Estimated Amount Financed:


Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user “as is” without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, $200 processing and/or documentation fees. Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

Car Payment Calculator 

Are you thinking about taking the Ford Mustang, Maverick, or maybe even one of the pre-owned models at Spitzer Ford DuBois home? You’ll want to crunch some numbers and see if the vehicle is within your budget before signing on the dotted line. If you’re wondering, “How do I calculate my payments?” Let us introduce you to our free, online monthly car payment calculator! Just enter some information, and you can get an estimate instantly! See how it all works below. 

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Ford or used vehicles at Spitzer Ford DuBois. We strive to offer a large inventory with something for all of our Punxsutawney and Brookville customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Clarion: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Whether you’ve confirmed your favorite model is within your budget and you’re ready to move to the next step or you’d like to explore more options, feel free to reach out to our finance specialists at any time for more information. We’re here to help you every step of the way, so you can confidently lease or buy a vehicle in Du Bois!